Sickness benefit:
| Benefit | contributory conditions | Duration | Rate |
| Sickness (for self) | Payment for at least 78 days in the relevant contribution period | 91 days in any two consecutive benefit periods. | Standard benefit rate (not less them 50% of wage) |
| Extended sickness benefit (for self) (For 34 specified long term diseases) | 2 Years continuous employment and payment of contribution for at least 156 days in four-contribution period. | 309 days duration has been extended beyond 400 day (91 days S.B. plus 309 days E.S.B.) to two years in deserving cases. | 140% of the standard benefit rate (but not less than 70% of the wage) |
| Enhanced sickness benefit (for undergoing sterilization) | Payment for at least 78 days in the relevant contribution period | 7 Days vasectomy and 14 days for tubectomy. | Twice the standard benefit rate but not less than full wages. |
Disablement benefits (employment injury or occupational disease):
| Benefit | contributory conditions | Duration | Rate |
| Temporary Disablement benefit | No condition | Till the incapacity lasts | 140% of the standard benefit rate. |
| Permanent Disablement benefit | No condition | For life | up to 140% of the standard sickness benefit rate. |
Dependents' benefit:
| Benefit | contributory conditions | Duration | Rate |
| For death due to employment injury or occupational disease (for dependants) | No Condition | To immediate dependants | 140% of the standard benefit rate. |
Maternity benefit:
| Benefit | contributory conditions | Duration | Rate |
| Maternity benefit (for self) | Payment of contribution for 70 days in immediately preceding two consecutive contribution periods. | 12 weeks of which not more than SIX can precede the expected date of confinement, 6 weeks for miscarriage. | Double the Standard benefit rate (Not less than full wage) |
Medical benefit:
| Benefit | contributory conditions | Duration | Rate |
| Medical benefit (for self & family) | No condition | 12 weeks of which not more than SIX can precede the expected date of confinement, 6 weeks for miscarriage. | Double the Standard benefit rate (Not less than full wage) |
Other benefits:
| Benefit | contributory conditions | Duration | Rate |
| Funeral Expenses | No condition |
| Actual expenditure on funeral not exceeding Rs. 2500\- |
| Rehabilitation Allowance | No condition | For each day on which insured person remains admitted in artificial limb center for fixation/repair or replacement of artificial limb | Double the standard sickness benefit rate but not less than full wages. |
| Vocational & Rehabilitation | Insurable employment up to 40% permanent disablement and below 45 yrs of age. | Till such training lasts at a recognized center/ institute. |
|
| Medical benefit to retired and disabled insured persons | On payment @ of Rs.10 per month in lump-sum for one year in advance | Period for which contribution is paid | Full medical care for self and spouse only |
| Medical Bonus | No condition other than insurable employment of Self/spouse | Rs 1000/- is paid as a lump-sum grant towards confinement expenses to an insured women, wife of insured person (w.e.f. 1-4-03) | At places where necessary medical facilities are not available under the ESI Scheme. |
If you enjoyed this post and wish to be informed whenever a new post is published, then make sure you subscribe to my regular Email Updates.
Subscribe Now!Thanks For Making This Possible! Kindly Bookmark and Share it:
